IMPORTANT INFORMATION regarding Windcave Account2Account Cashin Transfers.

To protect our Members from fraudulent activity, we have made the following change to our process for Account2Account transactions. These transactions will be processed on the next business day.

Bill Payments & Money Transfers from NZ to the Philippines

app-ui-asset
app-ui-asset
app-ui-asset
app-ui-asset
app-ui-asset
app-ui-asset
app-ui-asset

i-PAY® is a unique prepaid payment service for bill payments and money transfers from New Zealand to the Philippines.

Pay bills and send money with fast, secure transfers via GCash, PesoNet, InstaPay, Nationlink and more.

apple-store-download-linkgoogle-store-download-link

Enjoy the benefits i-PAY® has to offer

Conversion: PHP 10,000.00 = NZD Infinity
Conversion: PHP 10,000.00 = NZD Infinity

Everything you need to make remittances and bill payments easy and seamless

The i-PAY® Payment App is the only app you need to send money from New Zealand to loved ones in the Philippines and pay bills to service providers and merchants, IRS and Government payments.

Download the app today! Simply top up your i-PAY® prepay account from your credit card or NZ bank account whenever you want and pay directly from the app.

Always great rates as a sender, no fees for your recipients, and peace of mind for everyone. Send money home to your loved one's bank or mobile money service with multi-level security. Your money transfers are delivered safely in real time.

app-user1-asset

The most comprehensive payment service for the New Zealand Philippines Community

Share the love, Earn Cash!

Introducing our refer a Friend programme

Got friends or family who could use our service? Now you can earn real money just by telling them about us! Its simple: share your personal code, they join, and you both win.

How it works (Super Simple!)

Step 1: Locate your code (shown in your i-PAY profile)

Step 2: Share with your family, friends and community.

Step 3: They join & save
When someone uses your code to sign up, they get our awesome welcome offer: 3 FREE transactions

Step 4: You both win
Once your friend completes 6 transactions, you get $5 cash! And guess what? Now THEY can start referring people to and earn their own money!

Step 5: Keep going
You can refer up to 25 people. That's potentially $125 extra in your i-PAY account just for spreading the word!

Your Cash Bonus

$5

For every new member you introduce!*

*Conditions apply

Conversion Calculator

NZD $
PHP ₱

Exchange Rate*

...

Plus Fees

-

Total Cost

-

-

Philippine Pesos

*Exchange rates and fees are indicative and subject to change

Feedback from our focus groups - tell us what you think.

“I have used many money transfer apps but i-Pay is the now the one for me because I can transfer money to my family and pay my Philippine bills. The exchange rates are competitive and fees are lower than others.“

CN

Maria S.

Mother

“Best app for sending money to the Philippines. The app is simple to use, and payments are very quick and reliable.“

JC

Jayson C.

Teacher

“Super fast, easy and usually the best exchange rate. I also got a bonus for introducing some friends. I am happy!“

LM

Liza M.

Nurse

“Transactions are quick and smooth without any issues.“

CR

Carlos R.

Student

“I absolutely love this app. My money transfers have been fast with no waiting. The money's there within seconds. I've been able to pay many of my bills through the same app.“

SR

Sofia R.

Tech. Engineer

‘i-Pay is my go-to for sending money to the Philippines—fast, reliable, and with great rates. Paying bills is a breeze, and the low fees make it unbeatable.‘

CR

Miguel T.

Assistant Manager

Loading...

FAQs

Loading...

Refer a friend FAQ

Download i-PAY®

apple-store-download-link
google-store-download-link
Brochure
Learn More Download Our Flyer!